Banking & Fintech
Compliant workflows built for DORA and FIDA
KNEX provides a non-invasive, semantic orchestration layer that allows financial institutions to bypass the constraints of legacy architectures and launch digital products in weeks rather than years.
Maximizing Capital Utility for Banking and Fintech
Legacy maintenance currently absorbs over 55% of banking IT budgets, creating a structural barrier to competitive growth. KNEX resolves this by deploying a non-invasive orchestration layer that bypasses rigid vendor roadmaps and 14-year-old core system limitations.
This parallel execution path allows institutions to launch digital products in weeks rather than years, reallocating capital from maintenance to innovation and targeting a technology cost/income ratio of 8–10%.
Achieving Systemic Agility
Traditional core systems lack the modularity required to compete with agile challenger banks. KNEX acts as a semantic bridge, sitting on top of the existing stack to unify data silos and automate API lifecycle management through a “Parallel Overlay.”
This architecture enables the rapid integration of new payment rails and fintech partners without core replacement, providing the structural resilience needed to adapt to market shifts without technical debt.
Automated Compliance and AI-Readiness
Regulatory frameworks like DORA and FIDA demand a level of data oversight that legacy architectures cannot support. KNEX embeds regulatory-aware workflows directly into the orchestration layer, ensuring that policy control is automated, transparent, and auditable.
This centralized governance reduces operational risk while providing the semantic context and programmable workflows necessary for agentic AI to execute complex financial tasks securely and ethically.